Retirement Planning 


Securing Your Future

Today’s workers are changing the face of retirement. Some people want to work for as many years as possible, even into their seventies or even eighties. Other individuals set their sights on retiring early, often while still in their fifties. Future retirees may plan to stop working at different ages and will have varied financial situations, but one thing is certain: securing your future for your retirement years takes careful planning and serious commitment to a financial strategy that meets your needs. 

At HollisWealth Ancaster, just outside Hamilton, we are professionals in financial planning for retirement. We will work with you to develop a retirement financial plan that’s specific to you. We conduct an assessment, develop a plan for you to follow, and continue to work with you throughout your retirement investment period and into your retirement years.


Assessing Your Long-Term

Retirement Needs

As an investor (and as somehow who plans to retire one-day), you might wonder how much money you will need to save for your retirement. Our financial planners will gather information from you to assess your needs. We will find out when you plan to retire and what type of lifestyle you plan to live upon retirement.

We will ask about your life goals because knowing what you want to achieve and to do will help us to determine what your expected monthly income needs will be. Next, you’ll discuss the length of time remaining until you plan to retire and your ability to set aside funds now and until your anticipated retirement age.

All the information collected and discussed will result in a retirement savings and investment plan that’s right for you.

5 Steps To Reach Your Retirement Dreams

Once we’ve established your retirement plan, it’s up to you to take the steps outlined. Ideally, you’re starting to save early in your career, making it easier to save and invest money for a long period of time. Here are seven key steps to help reach your retirement dreams:

1. Start saving NOW, as early as possible. For every month you delay in investing for retirement, you lose not only the invested money but the compound interest that makes your investment grow. Even if you start with a small amount, start today.

2. Save the maximum amount recommended on a regular basis, such as a monthly contribution. Don’t put it off. When you’re able to invest the maximum amount allowed in retirement savings, do it.

3. Diversify your investments to spread your risk by choosing vehicles with varied income goals and risk levels. Putting your money in one investment vehicle can be risky, so avoid this strategy.

4. Don’t withdraw money in your retirement investment accounts before retirement unless you have a dire need for the funds. You may be tempted to remove funds to remodel a room or to pay for an expensive trip, but you’ll regret it later when the invested money that would have been there for you is gone.

5. Stick to your retirement financial plan and consult an advisor if a change is needed. Don’t ignore your plan or make a rash decision. Go back to your goals and your current situation and alter your plan intelligently.

    Let’s say you’re getting a late start on retirement savings. We can develop a plan for you at any age or stage of life. We’ll review where you stand and create a plan that maximizes the possibilities. We’ll recommend the appropriate investments that account for your income, provide the best tax options, and meet your retirement goals. 

    No one ever said that saving enough for retirement would be easy or comfortable. Changes in your life and situation may require plans to change. Our retirement planning professionals are here to help you reassess your plan and to adjust for life’s ups and downs. Keep in mind that temporary changes in your plan may or may not lead to, or be the motivator for, a change in your long-term goals. Whenever you need to revisit your retirement strategy, contact us to work through it with you.

      Our Team Is Your Team

      Our financial advisors are on your team. Your goals become the goals we strive to help you meet through a sound investment strategy. We coach you through the difficult decisions and, when retirement comes along, we continue to guide you through managing the plan along with your assets to produce an income that supports your life for as many years as it’s needed. 

      At HollisWealth Ancaster, we can’t predict your future, but we can help you plan for it. When you put sound retirement strategy and practices to work, you can look forward to a brighter, less worrisome tomorrow. Let us help you see that brighter, more secure future with a customized financial plan for retirement. Book your free consultation today.


      Get In Touch

      We are committed to exceptional client service. Our team of professional financial advisors is available by phone or email, and each of us looks forward to meeting you in person.

      HollisWealth Ancaster

      We believe your success relies on the relationship you have with your advisor, the advice you receive to improve your life, and the fees you pay to achieve your life goals. Our clients are our first priority.

      HollisWealth® is a division of Industrial Alliance Securities Inc., a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada.

      This is not an official website or publication of HollisWealth and the information and opinions contained herein do not necessarily reflect the opinion of HollisWealth. The particulars contained on this website were obtained from various sources which are believed to be reliable, but no representation or warranty, express or implied, is made by Industrial Alliance Securities Inc., its affiliates, employees, agents or any other person as to its accuracy, completeness or correctness. Furthermore, this website is provided for information purposes only and is not construed as an offer or solicitation for the sale or purchase of securities. The information contained herein may not apply to all types of investors. The Investment Advisor can open accounts only in the provinces where they are registered. Insurance products provided through Hollis Insurance.